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Notarized Document: What You Need to Know Before Signing

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Organizations may request notarization because they want evidence that:

  • The signer presented acceptable identification

  • The signer personally appeared before the notary

  • The signer appeared willing to sign

  • The required notarial certificate was completed properly

  • The signing followed applicable notarial procedures

Not every document needs notarization. Whether notarization is required depends on the document, the receiving organization, and applicable laws or regulations.

What Does a Notary Actually Verify?

One of the most common misunderstandings is assuming that a notary verifies everything written in a document.

In most situations, the notary's responsibilities are related to the notarization itself. This can include checking identification and completing the appropriate notarial act.

For example, a notary may verify the identity of a signer using an acceptable identification document. The notary may also confirm that the individual is appearing voluntarily and understands that they are signing the document.

However, the notary generally does not verify whether every statement in the document is true.

If you have questions about the legal meaning of a document, you should consult an appropriately qualified legal professional.

Common Documents That May Require Notarization

Many different types of documents can involve notarization. Common examples include:

Real Estate Documents

Property transactions may involve documents that require notarization. Deeds, affidavits, certain agreements, and other real estate paperwork may have specific signing requirements.

Because real estate transactions can involve multiple parties and strict deadlines, an improperly completed notarization may create unnecessary delays.

Estate Planning Documents

Certain estate-related documents may involve notarization depending on the document and applicable requirements. People preparing powers of attorney, affidavits, and other estate planning paperwork should understand the signing requirements before scheduling an appointment.

Business Documents

Businesses may encounter notarization requirements for contracts, corporate paperwork, authorizations, affidavits, and other documents.

Financial and Loan Documents

Mortgage and loan transactions can involve numerous documents, some of which require notarized signatures. Careful preparation is especially important when multiple documents need to be signed within a specific timeframe.

How to Prepare for a Notarization Appointment

Preparation can make a notarization appointment much faster and reduce the chance of having to reschedule.

Before meeting with a notary, consider the following steps:

Bring Acceptable Identification

Have a valid form of identification available. The exact identification requirements can vary depending on applicable rules and the type of notarization.

Do Not Sign Too Early

Some documents must be signed in front of the notary. Unless you've been specifically instructed otherwise, wait until the notary tells you when to sign.

Review the Document Before the Appointment

Check the paperwork for missing information, blank sections, incorrect names, or other obvious issues. A notary may be unable to notarize a document if required information is missing or if the document does not meet applicable requirements.

Know Which Notarial Act Is Needed

Different notarial acts can have different requirements. If you're unsure which type is appropriate, ask the document recipient or another qualified professional before the appointment rather than expecting the notary to select the legal form for you.

When a Mobile Notary Can Make Things Easier

Getting documents notarized can be inconvenient when you have a busy schedule, limited transportation, multiple signers, or time-sensitive paperwork.

A certified mobile notary service can provide a convenient alternative by meeting clients at an agreed location, such as a home, office, hospital, workplace, or another suitable location where mobile appointments are permitted.

Mobile notarization can be particularly useful when several people need to coordinate a signing. Instead of everyone traveling to a traditional office, the notary may be able to travel to a convenient location.

Before scheduling, confirm the service area, identification requirements, document requirements, appointment availability, and any applicable travel or service fees.

Common Mistakes to Avoid

Several simple mistakes can interfere with the notarization process.

Avoid arriving without acceptable identification, signing documents before meeting the notary when an in-person signature is required, leaving important fields incomplete, or assuming that a notary can provide legal advice.

Another common mistake is waiting until the last minute. If a document has a deadline, scheduling the notarization appointment early can give you more time to correct unexpected issues.

What Happens After a Document Is Notarized?

Once the notarization is completed, the document can usually be submitted to the person, company, government office, lender, court, or other organization that requested it.

Keep the completed document in a secure location and follow any instructions provided by the receiving organization. In some situations, notarization is only one part of a larger document authentication or submission process.

If the document will be used internationally, additional authentication or apostille requirements may apply depending on the destination and document type.

Final Thoughts

A notarized document provides an important layer of formality to many types of transactions and legal paperwork. Knowing what a notary does, preparing your identification, reviewing your paperwork, and understanding the signing requirements can help prevent unnecessary problems.

When convenience is important, a certified mobile notary service may also make the process easier by bringing professional notarization to a suitable location. The key is to prepare before the appointment and confirm the requirements of the organization receiving your document.

A little preparation can help ensure your signing is completed correctly and your paperwork is ready for its next step.